Recovering from a fire can be a physically and mentally draining process. Often, the hardest part is knowing where to begin and who to contact. The restoration process cannot begin until authorities say the property is safe. When you have suffered a total property loss due to a fire, National will work with you to promptly to assess the situation, handle your insurance claims and start the restoration and rebuilding process.
When this home was destroyed by a fire, we started the process by taking a detailed inventory of the building’s contents; providing documentation with photos, video, and an itemized property list. Then we proceeded to help the residents seek alternative housing. After surveying and documenting claims, we began our structural cleaning and debris removal. Once the facility or home is cleaned we’ll continue cleaning and removing any damaged items caused by the smoke and soot.
After a fire, it is up to the insurance company to determine if the home warrants a total loss. Basically, the term total loss is defined as an insurance situation where nothing of value is left or where the property can not be brought back to its original value. In terms of your home insurance policy this is a situation where the cost of bringing your home back to its original value is higher than your policy limits.
You may find that your insurance company not only covers your losses, but that they will cover in excess of your actual losses, depending on what type of coverage that you have. Conversely, you may find that your insurance doesn’t cover all of the damages.
If your property is determined a total loss, National will work with you and your insurance adjuster to provide a solution. We have helped with construction of a new home or alternative forms of housing such as pre-fabricated modular homes. National is here to help.
EXCEPTIONAL SERVICE, OUTSTANDING RESULTS
If you have suffered fire loss or need emergency services, please contact one of our restoration specialists. Call today – we’re available 24/7 855-24-RESTORE.